SmartDrive Safe

Road Protection At The Touch Of A Button

Buy AXA SmartDrive Safe with special rebate from u12know
  • Get 2x500 coins upon registration & successful purchase
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Road Protection At The Touch Of A Button

AXA SmartDrive Safe is an innovative motor insurance plan that comes with a wire-free and self-powered Microtag to provide emergency roadside assistance at the touch of a button.

The Microtag connects with AXA SmartDrive Safe app via Bluetooth for AutomaticDriver Recognition, helping you to reduce distractions on the road and focus on driving safely

SmartDrive Safe also comes with these complimentary added benefits
Key Care Protection up to RM1,500

We cover the loss or damage to your car key due to actual/attempted theft, robbery or house break-in. We will reimburse the actual repairing replacement costs up to RM1,500. The car key repair works or replacement must be carried out at an authorised workshop.

Flood Relief Allowance up to RM1,500

Up to RM1,500 in the event of damage to your car due to flood.

Free 24/7 Emergency Towing up to 200km

Dial our 24-hour hotline service 1800-88-1033 for towing services up to 200km when your vehicle meets an accident or breaks down.

All Drivers Extension

Get waiver of RM400 compulsory excess in the event of a claim by unnamed drivers of your vehicle.

These are the recommended Add Ons to enhance your motor coverage
Windscreen, Window or Sunroof

Cover the cost to replace or repair the windscreen, window or sunroof of your vehicle that is accidentally damaged without affecting your NCD.

Special Perils Cover

Protect your car against damage caused by flood, landslide, storm and other convulsions of nature.

Waiver of Betterment

Cover the additional cost for replacement of the damaged/broken parts with brand new original parts.

Legal Liabilities to Passengers

Stay protected from legal liabilities sought by your passengers against you in the event of an accident due to your negligence.

Legal Liabilities of Passengers

Cover you against acts of negligence by your passenger that cause loss or damage to a third party.


All comprehensive private car policyholders are eligible

Microtag is a wire-free and self-powered device that provides assistance in case of vehicle breakdown or emergency. It automatically connects with SmartDrive Safe mobile app via Bluetooth for Automatic Driver Recognition.

We provide one complimentary device for each of you insured car. First time delivery of the device will be shipped free of charge too. If device is lost or damaged, a replacement fee of RM90 applies.

Microtag has 1 year warranty and it covers manufacturing defects. If the device is lost or damaged, a replacement fee of RM90 applies.

To enjoy the full benefits of SmartDrive Safe, you are recommended to complete the fitment and activate in 30 days upon receiving the device. You will also receive complimentary Safe Driving Points as soon as Microtag has been paired and activated to compensated the time taken for device delivery.

Microtag connects to the app automatically. You will be notified each time via a push notification and beeping sound.

Yes, you will be notified via a push notification incase you started driving with the Bluetooth being switched off.

No, you are not required to return the device if you cancel or choose not to renew with us.

No, as long as your mobile phone and Bluetooth are turned on, the app automatically connect with Microtag and run in the background.

Yes, SmartDrive Safe app needs to access your location to detect and record your trip accurately when paired with Microtag. Location is used to locate your actual car location whenever you press the SOS button on Microtag to provide you with emergency assistance. In the event of a severe accident, it is automatically triggered to our call centre via your mobile phone.

The app is designed to efficiently minimise battery consumption and uses very minimal data. It will only record trips once connected to your Microtag.

With Microtag device activated and paired to your mobile phone, you can earn Smart Driving Points for each of your completed trip. SmartDrive Safe app uses location, speed and motion to record your trips and determine score for your Safe Driving Points. The score is based on how safe you drive, how you handle corners, braking and speeding and how frequent you use your phone while driving.

The points can be used to redeem e-voucher(s) from any of the merchants listed in SmartDrive Safe app at anytime as long as the points are still valid.

When connected to SmartDrive Safe mobile app, your location, speed and motion are captured, in particularly, how safely you drive, how you take your corners, brake, speed and how frequently you use your phone while driving.

These data will solely be used for the purpose of recording trips and determining your score for Safe Driving Points.