THE BEST ONLINE CRITICAL ILLNESS INSURANCE

Buy AXA eCritical Early Care with special rebate from u12know
  • Get 2x500 coins upon registration & successful purchase
  • Shopee vouchers are redeemable via first come-first basis
  • Promotion is valid from 1st October 2022 to 31st December 2022
  • Terms & conditions applies
  • Best viewed on Desktop
u12know

THE BEST ONLINE CRITICAL ILLNESS INSURANCE

Buy AXA eCritical Early Care with special rebate from u12know
  • Get 2x500 coins upon registration & successful purchase
  • Shopee vouchers are redeemable via first come-first basis
  • Promotion is valid from 1st October 2022 to 31st December 2022
  • Terms & conditions applies
  • Best viewed on Desktop
u12know
An online plan that covers 50 Early and Advanced Stage critical illness conditions

The importance of health is in the minds of most people and there’s an increased interest in healthy lifestyle within society today. Medical advancement and increase in awareness of illnesses have resulted in most of us being more proactive in taking preventive measures such as early screening for signs of critical illness.

While early diagnosis can increase the chance of recovery, more often than not, we overlook the need for additional finances to support our necessities and our dependents during our recovery stage. To ensure there is adequate protection against critical illness now and in the future, we meticulously designed eCritical Early Care that covers all these needs. The best part is that you can purchase eCritical Early Care online directly with a few clicks.

Benefits
Affordable online critical illness plan

¹This premium is based on a male non-smoker aged 30 and paying premium monthly.

Sum insured of up to RM250,000

Enjoy high sum insured of up to RM250,000 with eCritical Early Care.

Protection for 50 different critical illness conditions

Coverage for 50 critical illness conditions (20 Early stage, 30 Advanced stage).

  • Any illness or surgery other than diagnosis of or surgery for a Critical Illness Event as defined in the Critical Illness Table;
  • Any pre-existing illness which has existed prior to the Effective Date or any reinstatement date of this Policy, whichever is later;
  • Signs or symptoms of any Critical Illness Event as defined under Advanced Stage manifested during:
    • first sixty (60) days for Heart Attack, Coronary Artery By-Pass Surgery, Cancer; or
    • first thirty (30) days for all other Advanced Stage Critical Illness Events; from the Effective Date or any reinstatement date of this Policy, whichever is later.
  • The signs or symptoms of any Critical Illness Event defined under Early Stage is manifested during the sixty (60) days from the Effective Date or any date of reinstatement of this Policy, whichever is later.

  • You are aged below 16 or above 55.
  • You work with heavy machinery/in high-risk occupations.
  • You are classified as ‘obese’ in BMI standards.
  • You are not a Malaysian citizen.

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